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How to Start a Business With Only Nidhi Company

Nidhi Company which can also be called as Mutual Benefit Company, is a certain category of company with Financial Business structure. It's recognized under section 406 of the 2013, Companies Act. It operates financial lending and borrowing programs, but only within its members. Anyone outside can't lend of borrow even a single amount with these kinds of organization.

Need to Nidhi Company Registration :-

You can find NIdhi Companies only in India. 'Principle of Mutuality' is the base notion for this type of company. The Reserve Bank of India may issue guidelines to them with their lending and borrowing activities. And they are regulated by the Ministry of Corporate Affairs.

Nidhi Company Registration

Setting up a Nidhi Company to expand the propensity for investment funds just for common advantage among its associates. The members contribute an control the funding of the company. And surprisingly, It's very easy to Nidhi Company Registration. The registration of NBFC company which also engage into money lending and borrowing , is quite a procedure. You need RBI License to start an NBFC, but Nidhi company does not required such.

In nature, NIdhi Company can be treated like Public Limited Company. They need to follow two set of guidelines - One for Public Limited Company  and other is Nidhi Company.

You need at least 7 members to form a Nidhi Company Registration Online. The minimum capital requirement is  5,00,000. Within one year of its incorporation, 200 members are required. It's critical to the companies existence. Find best Nidhi Company Registration Consultant in India to help grow the business.

There are certain rules and regulations to follow for a Nidhi Company.

  • Nidhi Company cannot allow deposits if it surpasses 20 times of the company's Net Own Funds. It is as per it's last submitted financial statement.
  • Maximum 15 and minimum 3 directors are allowed.
  • Cannot involve in Leasing Finance, Chit Fund, Hire Purchase Finance, insurance or procurement of securities by someone other than the members. open current account, acquire another company etc.
  • Cannot treat any assets as security, abided by it's members.
  • Fixed deposits cannot be accepted less than 6 months and more than 5 years.
  • Recurring deposits cannot be made for less than 12 months and more than 5 years.

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